Uncategorized Archive

Small Business Ideas You Can Put Up in Less Than a Week

One of the best ways to make money is to put up a small business. It is easier to manage, requires a smaller capital, and has a potential to grow big as long as you take care of it properly.Moreover, there are some small businesses you can create in less than a week. Want to know them? Check out the list:Jewelry MakingToday, you can find all sorts of materials that are perfect for jewelry making, and they are sold at very affordable prices. You have precious and semi-precious stones, crystals, beads, wood, and glass. If you are thinking of designs, you can count on your own creativity as well as some of the jewelry pieces you can find in Internet.BloggingYou can definitely make money online. These include blogging. A lot of entrepreneurs would like to begin their online business this way since blogs are very easy to set up. Prices for domain and web hosting have also gone down considerably these past few years.A common way of earning money through blogging is AdSense. But it usually earns little. If you want to hit it big time, consider writing reviews, selling affiliate products, or creating membership sites.Garage SalesGarage sales offer two great benefits: you can earn money from your junk and keep your home clutter free. The good thing about garage sales is It is one of the most convenient ways to make money at home since you do not have to pay for space to sell. You also have instant clientele courtesy of your neighbors and friends.Your sale stint does not have to stop once you sold out everything. You can rent your space to those who wish to set up a sale of their own.Landscaping BusinessA lot of homeowners take the initiative of beautifying their yards not just to make them look pleasing but to increase the value of their property. In landscaping, you can earn by the hour or by project. If you do well, you do not need to create plenty of marketing materials. Word of mouth will already be enough.Personal ChefEveryone’s busy no one has the time to come up with his or her own meal. If you know how to cook, though, that is a potential business for you. Plenty of homeowners would still like to sit down and eat home-cooked meals. The job does not entail more than 6 hours of work, you get to pursue your passion, and earn big bucks.Inspire Yourself to Never Give UpThe prospect of opening your own small business in a week’s time can be both exhilarating and daunting. You start to think, “Am I sure of this?”Get rid of the jitters by using subliminal messages. The different affirmations can help alter negative thinking by infusing positive thoughts.Subliminal messages are available in different forms. You can download subliminal videos, listen to their mp3 versions, or put up Post-it notes with positive messages.

How Broad Should Your Investment Portfolio Be?

Depending on your short or long term objectives, you will need to identify your target before considering to invest your money and more importantly: knowing how much to invest.How do I know which investment duration to choose?This all depends on your financial needs. If you believe that you will need to have access to your investment at any given time, you shouldn’t take any risks and should always opt for investments which don’t require your funds to frozen for any period of time. Liquid investments are always key in this instance.However, if you have other investments which are liquid and want to invest additional funds, then you could always opt for longer term investments (5 to 10 years) which leaves your doors open to more choices. Although longer investments sometimes involve slightly higher risk, the rewards are significantly higher than those of short-term investments.Let’s take a look at various investment lengths and what they mean for you:Short term:Professional investors and fund managers will generally classify a short-term investment as one which lasts 3 years or less. Those usually include a saving account, a money market fund or any other type of investment which offers you some sort of guarantee on your investment’s time frame. Although you don’t really benefit from high payouts, the main advantage of this type of investment is security of your funds.Medium term:Usually lasting between 3 to 8 years, a medium-term investment still contains minimized risk over the period of time of your investment, while the rewards are slightly higher than those mentioned in the previous point. With a good diversification of your funds and well thought-out placement of your investment in commodities, you can get a healthy return on your investment.Long term:Usually going beyond 8 years, long-term investments make time your best friend. This allows you to invest in markets which usually contain volatility in the short-term but which are historically the most profitable in the long term, given that they always get back to their original level before finding new peaks.Finding your own objectives:Your objectives are not only defined by the length of your preferred investment choices, but also by the amount of capital that you have. There are usually two types of investment: one which aims to generate capital from a low sum, and one which entails investing a large sum of money in order to generate periodic returns on that large investment. You should also always ask yourself what your goal is; if it’s to save for a house, retirement, or your kid’s college fund, avoid any risky investment which may hinder your goals.How’s your temper?Even if you find the perfect time frame and know exactly how much you’re going to invest, an investor’s nerves can sometimes be their own worst enemy. If a loss of 10% of your funds will stress you out, you’re better off opting for a safe investment which will not stress you out as much. Placing long-term investment in diamonds is the preferred method of many people simply because it is a safe method which gives you a steady return every year.

Small Wedding Ideas For A Small Intimate Wedding

Why on earth would anyone want to throw a smaller wedding? In these days of over-the-top celebrity weddings and spending enough on a wedding to put you in debt for years to come, you don’t hear much about small weddings. But they are making a comeback, particularly for those brides who prefer a more personal, intimate atmosphere. That’s why I wanted to share some small wedding ideas with you in this article.First, though, let me clarify a few things. A small wedding does not mean an informal wedding, or a simple wedding, or a cheap wedding (though obviously, because the guest list is dramatically reduced, there can be significant savings). It simply refers to the size of the guest list. Instead of inviting your best friend’s great aunt from Pittsburgh, the guest list and wedding party are confined to a small circle of close relatives and friends. How small? Often as small as only ten to fifteen people.Beyond sharing the most important day of your life with a small, intimate group of friends, a small wedding allows you the freedom to focus on those areas of the wedding that are most important to you and might otherwise have been out of your reach.For instance, a smaller wedding makes a destination wedding far more practical than a large wedding. A destination wedding is exactly as it sounds … the wedding is held out of town, at a setting that meets the interests of the bride and groom. Las Vegas is a destination wedding. A theme park, such as Disney World, is a destination wedding. There really are few limitations … a mountain lodge, a beach house, a bed and breakfast, a ski trip, etc. When the wedding party and guest list are small, a destination wedding becomes much easier to achieve.But what if you’d like to keep things simple?The reception for a small wedding can be held in the intimate, comfortable setting of a family member’s home. It can be held at the favorite restaurant of the bride and groom. It can be held out doors at a favorite park, or in the backyard of your best friend. With these more intimate weddings, your options are nearly unlimited.You also have more leeway in your food choices. If this is an important area for the wedding of your dreams, then catering or dining out at a fine restaurant are far more likely to fit within your budget. But you may equally enjoy a potluck or a buffet or even an afternoon of hors d’ourves. A smaller wedding allows you the freedom to pursue the wedding you really want for yourself.Small Wedding IdeasHere are several unique small wedding ideas that can make your wedding day memorable for the rest of your life:1. Since the whole idea behind an intimate wedding is to share the day with close family and friends, consider making your own wedding favors. For instance, a homemade goodie basket of cookies, breads, and candies. Or personalized CDs created with the music that you and your loved ones enjoy. The point here is to make your wedding favors as personal as possible.2. How about having your guests sign and write a personal sentiment on a tablecloth? Then, at a later date, you can have the signatures and sentiments permanently embroidered into the tablecloth as a family keepsake.3. Make your own wedding invitations, personalizing each one with a special sentiment. You can design them completely from scratch, choosing the paper you want, adding dried flowers or bows, or even adding your own background image if you’re talented in this area (or know someone who’s talented).4. Instead of the usual reception activities, try activities that you know your guests enjoy. For instance, if your family and friends enjoy board games, run a tournament with the winner taking home a gift basket of games. Or try a scavenger hunt, or a softball game, or a trip to a local movie theater.The idea behind a smaller wedding is to share your special day with only a few special people. Since the size of the wedding party and guests is easily manageable, small weddings ideas often allow you to pursue the wedding of your dreams when otherwise it wouldn’t be possible. Whether it’s a fancy, elegant wedding or a few close friends sharing a common interest, the choice is yours. Make your intimate wedding a wedding that you’ll never forget.